Loan Modification
A loan modification is a refinance that does not take your credit score or late payment history into account. This is done directly with the same lender that currently has your mortgage and bases your qualification on your income, home equity and the hardship that caused you to get behind on your payments. Click Learn More below to answer all of your loan mod questions.
Forebearance
A forbearance is when your mortgage company agrees to give you some time without making a payment or they lower your monthly mortgage payments for a specific amount of time to help you deal with your short-term financial problems. This is designed to let you time to get back on your feet and bring your mortgage current.
Sell the Property
The foreclosure process is required to be at least 90 days from the date of Notice of Default filing in order to give you the time you need to sell your property. We can buy your home with a flexible move out date and pay all your closing costs, commissions and fees if putting it on the market for a traditional sale is not right for you.
Since 1993
Foreclosure is not the solution
Our job to give you all of the information you need in order to make a fully informed decision and help you to take the action necessary to regain control. Whether there was a death in the family, you lost your job, are working through a divorce or had unforeseen expenses that caused you to get behind on your mortgage payments, we can help you get everything figured out so you can make the best choice for you and your family.
Next Steps...
If reading through tons of information is not your thing, give us a call at 602-828-2214 and we'll explain everything in simple and easy to understand terms so you can let us know how you want to proceed.